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| Protect Yourself From Identity Theft |
 Identity theft is a serious concern. Once your identity is compromised you run the risk of financial ruin. You have seen the cute TV commercials, and you probably enjoyed them, but have you taken them seriously? Identity theft is big business, and anyone can be a victim unless precautions are taken. The Number of Identity Theft Cases Continue to Rise: The Federal Trade Commission reports that for the 4th year in a row identity theft topped the list of consumer complaints. Identity theft accounted for over 42 percent of all complaints lodged in the FTC Consumer Sentinel database in 2004, up 40 percent from 2002. The Number of Victims and Types of Fraud: According to the Federal Trade Commissions Identity Theft Survey Report, approximately 10 million American consumers discovered that their personal information had been used to open fraudulent bank, credit card, or utility accounts, or used to commit other crimes. More than 50 percent of identity theft victims were the victims of credit card and other types of account fraud. New account fraud, where an ID thief opens up new accounts in your name, and other frauds were estimated to have victimized 3.23 million people. Approximately 28 percent of Identity Theft victims whose theft experience involved the misuse of an existing credit card said that their credit cards had either been lost or stolen. Don't become a victim of identity theft.
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